Jt1 Member Username: Jt1
Post Number: 11562 Registered: 10-2003
| Posted on Monday, April 28, 2008 - 11:47 am: | |
http://www.clickondetroit.com/ news/16030862/detail.html?rss= det&psp=news
quote:Some state lawmakers and community leaders are getting behind legislation to give motorists a choice of medical coverage when buying auto insurance. The insurance industry says motorists could save up to 16 percent on their auto premiums if they're allowed to select capped health benefits for accident injuries. |
Sean_of_detroit Member Username: Sean_of_detroit
Post Number: 185 Registered: 03-2008
| Posted on Wednesday, April 30, 2008 - 1:34 am: | |
:::bump::: |
Gannon Member Username: Gannon
Post Number: 12586 Registered: 12-2003
| Posted on Wednesday, April 30, 2008 - 10:05 am: | |
How about ending mandatory insurance, making it a truly FREE market? Then we will see honest pricing from the providers. No way should any other insurance be tied to a mandated one...that is crap anyways. |
Thoswolfe Member Username: Thoswolfe
Post Number: 58 Registered: 11-2007
| Posted on Wednesday, April 30, 2008 - 1:19 pm: | |
Strange, isn't it? Pay a premium for 'uninsured motorist coverage' in case one is struck by an uninsured car.(A left-over rider from the days before no-fault)Yet it is not legal to drive uninsured. Bet that part of the policy makes an easy profit for insurance companies. Honest pricing, snow in July.... ..."Premiums will go down when you're 21, they'll go down if no-fault is enacted, they'll go down when you're 25, they'll go down if everyone wears a seat belt, they'll go down when your kids are out of college,they'd be lower in another zip code", heard it all. ...Sure, any legislation sponsored by the insurance industry is aimed at higher profits. And with higher profits, lower premiums. Ha- even the 'mutual' insurance companies find a way to hide some excess profits or spend on other costs to avoid rebates. Higher profits for oil companies don't seem to lower gas prices either. ...What they are seeking is lower maximum coverage for medical, comparable to other states.An obvious benefit for insurance companies.But with much hidden costs- who pays for medical care when the insurance coverage runs out? ...Perhaps someone should propose that if the lower limits be enacted that the insurance rates then be IMMEDIATELY dropped, and kept on par or even below the average of other states. |
Hamtragedy Member Username: Hamtragedy
Post Number: 146 Registered: 10-2007
| Posted on Thursday, May 01, 2008 - 2:19 am: | |
In a follow up, a WDET reporter noted half of Detroit motorists carry no insurance whatsoever. As long as redlining is legal, insurance should be optional. |
Jt1 Member Username: Jt1
Post Number: 11574 Registered: 10-2003
| Posted on Thursday, May 01, 2008 - 9:24 am: | |
quote:In a follow up, a WDET reporter noted half of Detroit motorists carry no insurance whatsoever. As long as redlining is legal, insurance should be optional. More importantly the rules need to be changed were the law abiding citizens should not shoulder more costs for those do not carry insurance based strictly on zip code. I carry insurance and should not be penalized if my neighbor does not. |