  Pmardo Member Username: Pmardo Post Number: 56 Registered: 03-2006 |
A question for all Detroit residents out there. I'll be moving to the city very soon, probably somewhere in the vicinity of Midtown/Woodbridge/Corktown. Where is the best place to do my banking? I've been at TCF but closed my account today since they have no branches in the city. I'd like to avoid Comerica. Are credit unions a possibility? | ||
Mackinaw Member Username: Mackinaw Post Number: 2742 Registered: 02-2005 |
Chase has a strong presence and LaSalle (Bank of America) is opening branches in the center city. There's Charter One, too. | ||
Corktownmark Member Username: Corktownmark Post Number: 319 Registered: 12-2004 |
Credit unions abound. Michigan First is a good one. | ||
Bobj Member Username: Bobj Post Number: 2029 Registered: 11-2003 |
I like Lasalle - lots of branches, plus most CVS stores have their atm's | ||
Charlottepaul Member Username: Charlottepaul Post Number: 885 Registered: 10-2006 |
Credit Union One was my credit union when I lived in Detroit. They only have one location downtown however (on Monroe just east of Campus Martius), but I was very happy with them. www.cuone.org | ||
Frumoasa Member Username: Frumoasa Post Number: 14 Registered: 03-2007 |
Chase has a wide variety of locations from the east side (I believe on Gratiot) all the way over to Warrendale. The advantage of many locations in the city is the much wider range of free bank ATM's all the branch locations provide. | ||
Digitalvision Member Username: Digitalvision Post Number: 244 Registered: 11-2003 |
If you want to truly support the community, choose First Independence Bank (FIB) http://www.finb.com locally, african-american owned bank. There are some inconveniences - their ATM spread is shallow compared to the others, but as far as presence in the city of Detroit they're pretty good. | ||
Urbanize Member Username: Urbanize Post Number: 1050 Registered: 02-2007 |
Chase because of the many locations, friendly staff and number of ATM's. There's one on Gratiot and Warren, Kelly in Harper Woods (bordering the city), Woodward in Boston-Edison, Downtown Branch (old NBD head). | ||
Urbanoutdoors Member Username: Urbanoutdoors Post Number: 277 Registered: 11-2005 |
I use the one on Trumbull in corktown a little understocked on things like check registries but they do provide good service. | ||
Urbanize Member Username: Urbanize Post Number: 1051 Registered: 02-2007 |
Oh yes, there's one on 8 Mile & Van Dyke, and Jefferson in Harbortown. | ||
Spiritofdetroit Member Username: Spiritofdetroit Post Number: 436 Registered: 11-2006 |
Ive been happy with National City, and they have a nice presence in the city too. Otherwise, I would say go with Chase... | ||
Yaktown Member Username: Yaktown Post Number: 158 Registered: 02-2006 |
Hopefully you can find a good credit union at this website http://www.lovemycreditunion.o rg/ *disclosure - I work at a credit union | ||
Detroitstar Member Username: Detroitstar Post Number: 580 Registered: 01-2006 |
"MSU Federal Credit Union... We've got your best interest at heart!" :D | ||
Pmardo Member Username: Pmardo Post Number: 57 Registered: 03-2006 |
Anyone have any experience with Premier Financial Credit Union? | ||
The_rock Member Username: The_rock Post Number: 1734 Registered: 11-2003 |
With so many bank holdups, I would suggest you keep your money safe in your mattress. | ||
Rhymeswithrawk Member Username: Rhymeswithrawk Post Number: 709 Registered: 11-2005 |
There's no MSU credit union in Detroit, though, only allied credit unions. National City is handling my mortgage. I'm currently with Huntington, but it's only area location is Hamtramck on Campau. And The_rock, the bank holdups have mostly been in the 'burbs. This guy's talking about moving to Detroit. | ||
Thejesus Member Username: Thejesus Post Number: 1082 Registered: 06-2006 |
Comerica has always been a good institution and they employ more people here than most of those other banks, I'd say go with them unless you really think the working class people of Detroit should pay a price because Comerica is moving a few of their officers to Dallas... | ||
Charlottepaul Member Username: Charlottepaul Post Number: 902 Registered: 10-2006 |
If your credit union is a member of the co-op network (as most are), then you can go to basically any credit union's ATM and it is treated as your own. http://www.co-opfs.org/public/ locators/atmlocator/index.cfm The reason is because credit unions are local (occasionally regional) businesses so through this exchange they have more power to compete with national banks. | ||
3rdworldcity Member Username: 3rdworldcity Post Number: 612 Registered: 01-2005 |
Do the right thing. Bank at Comerica; most branches, most ATMs, nicest employees etc. Keep Comerica from sending its remaining 7000 employees to TX. Or, punish them because they're moving 200 employees there over the next 3 years; cut off your nose to spite your face. (I'm a shareholder and I approve this message.) | ||
Southwestmap Member Username: Southwestmap Post Number: 803 Registered: 01-2005 |
Comerica doesn't want regular accounts. Its a long-time business stance. Comerica wants business accounts. Listen to Comerica commercials - when was the last time you heard one that encourages personal banking? To keep people from trying to open or even keep small personal accounts, Comerica charges huge fees. Really, it won't hurt them, or their employees if you and I don't bank with Comerica. | ||
56packman Member Username: 56packman Post Number: 1345 Registered: 12-2005 |
If you do your banking in the city, make sure you don't go into the branches on the 3rd and 17th of the month. They are usually lined up out the door with no-accounts cashing gub-ment checks. | ||
Blueidone Member Username: Blueidone Post Number: 72 Registered: 03-2007 |
Southwestmap...I bank with Comerica and pay no fees at all, unless I bounce a check (which I haven't done in a LONG time). They had to make that move to stay competitive. I have been with them for over 30 years...since they were Detroit Bank & Trust. Opened my account in a downtown branch in 1976 while working in the Lafayette Building. | ||
Vetalalumni Member Username: Vetalalumni Post Number: 61 Registered: 05-2007 |
Try Bank of The Commonwealth (or was it Manufacturers National Bank?). It is a well run institution based in Saudi Arabia. I used to work there many years ago and I can assure you they have lots of (old) money in reserves. Many Motown royalty checks went through there. Oh, is it called Comerica today? (Message edited by vetalalumni on May 26, 2007) |
